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    Interest rates and fees

    Effective interest rate on private customer deposits
    0.52 %
    September 2025
    Effective interest rate on bank debt of private customers
    4.35 %
    September 2025

    What is the average effective interest rate on new bank loans? What is the average mortgage interest rate including administration rate? The statistics on interest rates and administration rates provide an overview of interest rates, administration rates, and business volume for new and outstanding deposits and loans in banks and mortgage-credit institutions. 

    Selected statistics on Interest rates and fees

    This page shows selected popular statistics on the subject of Interest rates and fees. In Statbank Denmark, you can find more data and compile your own statistics.

    Danmarks Nationalbanks logo

    Danmarks Nationalbank produces and publishes the statistics 'Interest and administration rates'. Statistics Denmark makes data available to users on this subject page and in Statbank Denmark.

    Interest rates on deposits

    The figure shows the average effective interest rate on deposits in Danish banks for private customers (1430), sole proprietorships and non-financial corporations.

    In Statbank Denmark, you can find more data on Outstanding domestic deposits in banks (DNRUIPI)

    Source data: Read more about sources and method in the documentation Balance sheet and Interest rate statistics at Danmarks Nationalbank 

    Interest rates on bank debt

    The figure shows the average effective interest rate on bank debt for private customers (1430), sole proprietorships, and non-financial corporations.

    In Statbank Denmark, you can find more data on Outstanding domestic loans from banks (DNRUUPI)

    Source data: Read more about sources and method in the documentation Balance sheet and Interest rate statistics at Danmarks Nationalbank 

    Effective interest rate on bank debt of private customers

    The figure shows the average effective interest rate incl. administration rates on mortgage debt for private customers (1430), sole proprietorships, and non-financial corporations.

    In Statbank Denmark, you can find more data on Outstanding domestic mortgage loans from mortgage banks (DNRUURI)

    Source data: Read more about sources and method in the documentation Balance sheet and Interest rate statistics at Danmarks Nationalbank 

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    Interest on new bank debt

    The figure shows the effective interest rate on new bank debt for private customers (1430), sole proprietorships, and non-financial corporations. New debt is the debt disbursed within a specific month.

    In Statbank Denmark, you can find more data on New domestic loans excl. revolving loans, etc. from banks (DNRNUPI)

    Source data: Read more about sources and method in the documentation Balance sheet and Interest rate statistics at Danmarks Nationalbank 

    Administration rates

    The figure shows the average administration rate on mortgage debt for private customers (1430), sole proprietorships, and non-financial corporations.

    In Statbank Denmark, you can find more data on Outstanding domestic mortgage loans from mortgage banks (DNRUURI)

    Source data: Read more about sources and method in the documentation Balance sheet and Interest rate statistics at Danmarks Nationalbank 

    On the statistics – documentation, sources and method

    Gain an overview of the purpose, contents and quality of the statistics. Learn about the data sources of the statistics, the contents of the statistics and how often they are published.

    See the documentation of statistics to learn more:

    Interest and Share Price Indices

    The purpose of these statistics is to illustrate developments in interest rates and share indices in the financial markets. These statistics are intended for analysis purposes. The daily updates can be found at Nasdaq OMX Nordic or other media covering this financial area.

    Need more data on Interest rates and fees?

    You can go on searching on your own in Statbank Denmark. Find detailed figures, for example on the borrowers’ business volume and sector, as well as on currency, maturity, purpose and loan amount. 

    Contact

    Danmarks Nationalbank,
    Allan Høegsberg
    +45 33 63 66 48