Documentation of statistics: Personal assets and Liabilities
Contact info,
Labour Market, Social Statistics
,
Jarl Christian Quitzau
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+45 23 42 35 03
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JAQ@dst.dk
, Get documentation of statistics as pdf,
Personal assets and Liabilities 2025
, Previous versions, Personal assets and Liabilities 2024, Personal assets and Liabilities 2023, Personal assets and Liabilities 2022, Personal assets and Liabilities 2021, Personal assets and Liabilities 2020, Personal assets and Liabilities 2019, Personal assets and Liabilities 2018, Personal assets and Liabilities 2017, Assets and Liabilities 2016, Assets and Liabilities 2015, Assets and Liabilities 2014, Documents associated with the documentation, 2022-Revision af formuestatistikken_vs1.1 (pdf) (in Danish only), Værdiansættelse af unoterede aktier og fordeling på personer i 2022 (pdf) (in Danish only), Estimering af aldersopsparing (pdf) (in Danish only), New data on individual pension wealth growth (pdf), Fordeling af unoterede aktier 2023 (pdf) (in Danish only), Beskrivelse af formueloftet 2023 (pdf) (in Danish only), Effekt af overgang til midlertidigt datagrundlag om ejendomme fra 2023 (pdf) (in Danish only), Fordeling af unoterede aktier 2024 (pdf) (in Danish only), Databrud i ejendomsformuerne, 2024 (pdf) (in Danish only), The purpose of the Wealth and Debt statistics is to provide insights into the wealth and debt of individuals, families, and various population groups. The statistics were first created in the aftermath of the financial crisis in collaboration with Danmarks Nationalbank (the Danish Central Bank) and were intended, among other things, to analyze families' resilience to economic shocks. Additionally, the statistics are used in analyses of the pension system and to measure economic inequality. The statistics have been produced since 2014., Statistical presentation, The statistics produces annual data on the value of value of real estate, cars, financial assets, pension wealth and debts. There are also separate and more detailed publications on pension wealth. The statistics are register based and are based on data at the individual level. It is linked to other registers in order to do subdivisions on age, gender, municipality etc., Read more about statistical presentation, Statistical processing, Data is collected from multiple sources and undergoes statistical processing, including debt classification and market value assumptions for assets such as homes, cars, and unlisted shares. Registers are compiled using anonymized identifiers. In pension statistics, bonuses and reserves are allocated proportionally to pension funds, and anonymized contract numbers enable time-series analysis, except in cases of mergers and acquisitions., Read more about statistical processing, Relevance, These statistics are relevant for researchers, ministries, Economic think tanks, pension funds and the media. It is used for forecasts on the pension system and, analyses on the level of wealth in different strata, the level of prosperity and the level of economic inequality. The statistical data and results are also used in other statistical areas within Statistics Denmark, e.g. in national accounting and as a supplement to the income statistics. Data on pension wealth are also used for the macro economic Model ADAM., Read more about relevance, Accuracy and reliability, The quality of the financial data is high since most of the data is validated by the tax authorities. There is much larger uncertainty on the imputed market value of owned property, cars, unquoted stocks and the value of lifetime pensions. Data on assets that can not be linked to persons is not included. Data Wealth held abroad by Danes is likely lacking as well. For discretionary reasons the register is top-coded with a maximum wealth of DKK 2.11 bio. , Read more about accuracy and reliability, Timeliness and punctuality, These statistics are published approximately 12 months after the end of the reference year. Publications are released on time without delays, as stated in the release calendar. , Read more about timeliness and punctuality, Comparability, Comparability over time varies depending on the wealth component. In the wealth and debt statistics, one must choose whether to use the 2020 series, which includes unlisted shares and debt subject to enforcement, or the 2014 series, which does not.
In 2023–2025, there is a major data break due to the transition to new assessment systems, and the coverage of unlisted shares has gradually improved since they were included in the statistics from 2020. Apart from these breaks there is good consistency over time.
Caution should be exercised when using the statistics for international comparisons., Read more about comparability, Accessibility and clarity, These statistics are published yearly in a Danish press release, at the same time as the tables are updated in the StatBank. In the StatBank, these statistics can be found under , Wealth and liabilities, and , Pension assets, . For further information, go to the , subject page, . , Read more about accessibility and clarity
https://www.dst.dk/en/Statistik/dokumentation/documentationofstatistics/personal-assets-and-liabilities
Documentation of statistics
