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    Statistical presentation

    Contact info

    National Accounts, Economic Statistics.
    Jesper Søgaard Dreesen
    +45 39 17 30 54

    jsd@dst.dk

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    Consumer Credit

    These statistics are a quarterly estimate of consumer credit in DKK million, provided by financial and non-financial corporations inside and outside the banking sector. The consumer credit is distributed by balance on purchase cards and debit cards, including gasoline companies, as well as on short-term loans and credit against collateral.

    Data description

    The statistics contain information on the development in consumer credit supplied by companies which are not banks or mortgage banks. The information is indicated by the amount of outstanding debt at the end of the quarter broken down on types of lending: credit card lending, blank credit and secured credit. Financial companies that take deposits, such as banks are not included in the statistics.

    Classification system

    Consumer credit in DKK million is grouped by type:

    • 0 Total Consumer Credit
    • 1 Banks Consumer Credit in total
    • 2 Consumer Credit Companies in total
    • 2.1 Balance on Credit Card and Account Cards
    • 2.1.1 Of which, Petrol Companies
    • 2.2 Blank Credit
    • 2.3 Secured Credit

    Sector coverage

    These statistics include companies that are primarily classified in the financial sector.

    Statistical concepts and definitions

    Blank credit: Unsecured loans not connected to a credit card, and where there is no security.

    Secured credit: A loan which is backed by assets belonging to the borrower in order to decrease the risk assumed by the lender - does not include financial leasing.

    Credit card lending: All types of lending connected to a credit card - secured or unsecured. This includes fuel cards.

    Statistical unit

    The statistic is published as an aggregation of legal entities by their CVR-number in Statistics Denmark's Business Registers.

    Statistical population

    Companies inside and outside the banking sector, who offer consumer credit.

    Reference area

    Denmark.

    Time coverage

    The statistic covers the time period from first quarter 2018 and onwards.

    Base period

    Not relevant for these statistics.

    Unit of measure

    DKK Million.

    Reference period

    End of quarter.

    Frequency of dissemination

    Quarterly.

    Legal acts and other agreements

    The Act on Statistics Denmark § 8. No EU-regulation.

    Cost and burden

    The reporting burden is calculated to be approximately 20,000 DKK.

    Comment

    Additional information is available by contacting Statistics Denmark.

    Statistical processing